About Us

Why choose a specialist rural lender?

Because we understand:

• the market you work in, but also that every business is different
• the types of assets you need, their uses, their life expectancy and their effect on cash flow
• the working patterns and pressures facing rural businesses
• the effects that outside uncontrollable forces can have i.e Weather, European Legislation, Fuel Prices, Disease & World Commodity Prices
• that for many it is more about a lifestyle choice than a return on capital
• that trust & loyalty are mandatory to enjoy the mutual benefits of a long working relationship together

Why choose ECF?

Not only do we understand, but we use that understanding to deliver what you need through:

• a traditional relationship with a principle lender: the way things used to be
• all deals are done face-to-face at your premises, at a time to suit you and your business
• a national Sales team with more than 100 years finance/agribusiness experience, local to you, who can make decisions on structuring and pricing terms on the spot
• you talk directly to the people making the credit decisions
• you talk directly to the people managing the payout process
• direct contact with our friendly, helpful & efficient administration office near Cambridge
• sorting out everything involved in the deal process: from liaising with dealers and suppliers, other banks and finance companies, solicitors, valuers & accountants

Above all we are more than just providing finance solutions, we are providing advice, support, a genuine interest and a long-term relationship which is why we have become family friends to so many of our loyal customers.

A company of substance, without the loss of its local, friendly feel.