Mortgages
Rural Mortgages
We can source Rural Mortgage finance for the purchase, refinance, diversification, development or expansion of any rural business:
- From a 200 acre arable farm to a 2 acre pony paddock
- From an intensive pig production unit to a rare breed visitor centre
- From a 100-box stud farm to a 4-box on farm DIY livery
- From a large country estate to a barn conversion
Whoever you are or whatever your business you will receive a personal visit to discuss your requirements.
We will then match your requirements to the range of products and funders available to ensure the best fit.
The types of features we can offer include:
- Up to 85% funding (100% if additional security provided)
- Low interest margins guaranteed for the term of the mortgage
- Balanced payments option
- Interest only
- No annual reviews or ongoing fees
- Flexible repayment programme
- Staged draw downs
- No requirement to change banks
- CCJs/arrears and poor credit histories can be accommodated sympathetically.
Commercial Mortgages
Although our history is in the provision of bespoke rural/agri mortgage packages, we like all rural/agri businesses have had to adapt to the changing rural landscape. As farmers have looked to invest in other more profitable industries, we too have expanded into the wider commercial sector to meet our clients new financial needs. We are now able to offer all the benefits under our “rural mortgage” service to a range of other industries.
Properties finance recently include:
- Public House
- Haulage Yard
- Composting Facility
- Post Office
- Equestrain Centre
- Garden Centre
- Golf Course
- Chip Shop
- Airfield
- Caravan Park
Residential & investment properties
To follow shortly