Operating Lease

Opt for an Operating Lease as a cost effective way of purchasing high value assets.

The asset is essentially “rented” from the finance company with payments calculated based on the estimated resale value. This puts the residual risk on the finance company and keeps rentals relatively low. Operating Leases can be used to reduce monthly outgoings and provide off balance sheet finance, allowing businesses to acquire assets without it affecting gearing or return on capital ratios.